Credit Administration and Monitoring at KCB Bank December 2024

KCB Bank is one of the largest and oldest financial institutions in East Africa, with a strong presence in Kenya and other regional markets. Known for its innovative banking services, KCB Bank offers a wide range of financial products, including savings accounts, loans, and mobile banking solutions. The bank is committed to empowering individuals and businesses, driving economic growth through customer-centric services and digital banking innovations.

Job Description

Key responsibilities

• Overall management of credit administration unit
  Ensuring compliance to regulatory guidelines and credit policies
  Loan Disbursements and Limit markings
  Enforcing pre-disbursement condition precedents (CPs)
• Validating previous day system activities with regards to loan disbursement limit markings and any other amendments effected in the system.
• Monthly review of loan portfolio to ensure all parameters are correctly marked as approved, accounts are properly classified.
• Monitoring post disbursement approval conditions (CAU items) via covenant tracking grid
• Management of structured loans granted via CMA arrangements and management of the Bank’s Collateral Managers.
• Management of the collateral valuation process and management of the bank’s panel of valuers.
• Operate and maintain the IFRS-9 ECL calculation engine and related processes to produce timely and accurate risk based ECL results. Validating the process input and outputs for quality control and governance.
• Ensure timely circulation of various management and regulatory reports including loan portfolio, BOT Form 16, CRB reports, MCRC report and Board Reports.
• Maintaining interactive relationship with Business teams, other supporting units/departments as well as service providers to ensure resolution of all the outstanding issues.
• Together with the Head of Credit, liaise with ICT for Automation of Credit processes where required.

Education:

Bachelor’s degree business related subjects
Experience:

Total Minimum No of Years Experience Required 5 years
Experience Area 3 ( Credit Operations (Credit Risk))
Experience Area 2 (Management)

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Job Info
Job Identification
3479
Posting Date
12/13/2024, 01:37 PM
Apply Before
12/27/2024, 01:37 PM
Degree Level
Bachelor’s Degree
Job Schedule
Full time
Locations
Ali Hassan Mwinyi/Kaunda Drive Junction, P.O Box 804 Dar Es Salaam, TZ

How to Apply:

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